You read a lot of opinions on whether or not you should file bankruptcy. They go both ways. Some sources tell you should file to stop creditors from harassing you and to provide a court designed restructuring of your debt to make it easier to repay. Some sources tell you to avoid bankruptcy at all costs because it will ruin your credit for at least seven years.
You must analyze your own situation and determine which option works best for you. Let this article act as a jumping off point to get you started before your find a source of file bankruptcy online.
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