While debt is not a problem in itself, debt can lead to problems if it isn't managed properly. If that happened to you, the first step to taking back control of your debt is to determine that you have a problem. Read on, and I will explain to you not only how to dispute a debt, but also what debt is, how you can manage it, and how you can get out of it.
Read MoreNo one takes on a debt, planning to default or not pay it. Unexpected things do happen that may prevent you from being able to pay your debts. Continue reading to find out more about the statute of limitations on debt and how it changes by state.
Read MoreThere are many debt apps available, but the following ten are some of the best. They are either free or budget-friendly. Some offer similar features, while others are different. Consider using several to create your own comprehensive debt management tool.
Read MoreBeing in debt to the state or federal government is not a place anyone wants to be. If you are in debt to the IRS, it is absolutely imperative that you pay them as soon as you possibly can before you face repercussions, such as a bank levy. This article is going to help you do just that.
Read MoreDebt consolidation helps roll multiple debts into one single payment and helps you fulfill your goal of debt free living. It can be a good choice if your debt isn’t excessive and you also have good credit. Learning some more debt consolidation tips can help you decide if the process will be worth it for your debt.
Read MoreWhat the heck is a zombie debt? I’m so glad you asked because I truly love the word zombie and you just gave me another reason to use it. Zombie debt occurs when debt collectors bring a debt back from the dead. A dead debt refers to an old debt that you no longer have legal responsibility for because the statute of limitations ran out on it. It did not just fall of your credit report. You legally no longer owe the money.
Read MoreHave you ever found yourself in a situation where you need to take care of an emergency, but don’t know where to start? Are you living beyond your means? If yes, then holding a credit card debt seems like a viable option. Of course, it will sort out your problems at once. But, if you fail to honor the repayments, you will need face the consequences of your actions. Therefore, understanding the genesis of your credit card debt is paramount.
Read MoreIf you are like most people today, you feel the burden of debt pushing down on you. It seems almost impossible to live without any type of debt today. The cost of everything is so high, it is almost impossible to afford cars and houses without going into debt for them. Because of this, some debt is necessary. That also means that not all debt is bad.
Read MoreWhen you consolidate debt, you are rolling all of your debt into one payment. You take out your debt, add it together for your total, make settlements to shave off some of the total cost, and finally roll them all into one bill. And almost always, you are decreasing the amount you are paying each month while getting interest off of your back.
Read MoreThe United States is a nation of debt. Between credit card payments, non-mortgage debt, and student loan balances, debt has hit a record high. Everyone has debt and in order to work on eliminating debt quickly, you have to hunker down with some strategies and really focus on your goals.
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