Posts by Brandy Woodfolk
How Can Offer In Compromise Help You with Tax Debt?

The question you might be asking is how you can take care of tax debt when you don’t have the money to do so. There are a few options available, one of which is called an offer in compromise. This guide will provide an understanding of this option, eligibility requirements, and alternatives if an offer in compromise doesn’t work for you.

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Should You Be Taking Money Out of Retirement to Pay Off Debt?

You probably know that paying off debt is vital to your financial well-being. The question now is how to make it happen. Well, there are a few common ways.

You can try to earn more, of course, spend less, and even have some garage sales to help you out. All of those are great ideas, but what about paying off debt with retirement money? Is that a good idea, too?

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What Are the Consequences for Not Paying Taxes?

Regardless of your feelings about it, the truth is that we all have to pay taxes. Not doing so can cause a lot more trouble and stress than just confronting them and getting it over with. Like it or not, there are consequences for not paying taxes or filing them. Continue reading to find out what those consequences are.

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Debt Apps That Help You Get Out of The Red

There are many debt apps available, but the following ten are some of the best. They are either free or budget-friendly. Some offer similar features, while others are different. Consider using several to create your own comprehensive debt management tool.

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How to Budget Extra Money for Getting Out of Debt

Getting out of debt is one of the top resolutions on people’s lists every New Year’s. That’s not a bad thing at all. What is bad, however, is that it shows up on the resolutions list every year with no progress being made for most. Budgeting extra money for getting out of debt requires commitment and persistence. Otherwise, you will most likely find yourself in the same trouble with debt a year from now.

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What is The Average Debt By Age?

Consumer debt is any personal debts that are taken out for the purpose of purchasing household goods. Examples of consumer debt include mortgages, credit card debt, student loans, and personal loans. Total consumer debt in America has now reached more than $14 trillion. How did we get in this state?

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How to Find Helpful Non Profit Debt Management Companies

Debt management is very simply a method through which you are able to repay your debts with lower interest and fees through a DMP, or debt management plan. Non profit debt management companies work to create a doable repayment plan for you to follow.

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How to Stop Drowning in Payday Loan Debt

If you are like so many others and are already in the payday loan debt trap, you can get out of it. With a plan and some persistence, you can dig yourself out of the hole you are in, and we are here to help. Throughout this article, we will give you the information you need to get out of payday loan debt and stay out of it.

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Answers to Everything About Debt Consolidation Companies  

If you are buried under a mountain of debt, don’t feel rained on. You are definitely not alone. And if you are looking for a fast solution- well, you are not alone there either. We all want to get out from under this crushing debt as quickly as we can.

It is that desire that makes debt consolidation companies so profitable. They promise solutions that we could only dream of and before long, we are signed up and excited. Is it worth it? Are debt consolidation companies the answer to our national debt crisis? Let’s take a look.

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Credit Card Debt Payoff Plan: Swipe Here

The best thing we can do for ourselves and our families is to dig ourselves out of debt. I know from personal experience how impossible it may seem, but I am happy to say that it is possible. If you are ready to take action against your credit card debt instead of letting it control you, follow the steps in this guide to get a good start.

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