Are you planning to purchase a property? Knowing your debt-to-income ratio will help you determine if you are in a good position to borrow. It is a calculation performed by financial institutions to assess your level of debt.
Read More
If you are looking to avoid debt and are learning how to avoid debt then you need to be proactive about managing your money. The main thing to learn about how to avoid debt is that it requires you to have a financial plan and you don’t want to buy into foolish whims that bring you short-term satisfaction.
Read More
If you are like so many others and are already in the payday loan debt trap, you can get out of it. With a plan and some persistence, you can dig yourself out of the hole you are in, and we are here to help. Throughout this article, we will give you the information you need to get out of payday loan debt and stay out of it.
Read More
Debt collection is always a tough subject. It's already stressful when debtors owe creditors money. Being tricked by debt collectors doesn’t make the situation any easier.
We created a list for all you debtors out there who owe money to collectors. These are the top debt collector tricks that creditors don't want you to know. Read through the list so that you can prepare yourself for these tricks and take the necessary action if you need to.
Read More
If you’re staring at a mountain of student loan debt, news of student loan forgiveness may sound too good to be true. But it doesn’t have to be. It won’t happen overnight, but there may be ways to can work toward having all or part of your student loans forgiven.
Read More
When it comes to getting out of debt, there isn’t such a thing as a quick fix. Being slow and steady will be important. However, Dave Ramsey’s debt solutions can be helpful to you.
Read More
Getting a personal loan to pay off debt can be a really wise move - if you handle it responsibly, that is. If you are going to do it, though, you need to be ready to make big changes in your life.
Read More